Liability and InsuranceSecond Window Period to Purchase IPAD Insurance for 2019-20 for Remote/Distance Learning: Through April 30, 2020
*Premiums paid during this window will also cover IPAD insurance for the 2020-21 school year.What is the cost to participate in the optional insurance program?*The cost to participate in the 2019-2020 school year Optional iPad Insurance program is $25. The cost is not subject to reduction or refund for partial year participation due to late enrollment in, or early withdrawal from, the District. In the event of a claim, an additional $50 cost would be incurred for the deductible. *Premiums paid during this window will also cover IPAD insurance for the 2020-21 school year.What is my financial responsibility for the mobile device issued to my child?The table below summarizes the circumstances under which a parent/guardian may be held financially responsible for damage/loss/theft of the device in contrast to conditions under which the District would take financial responsibility:
When can I opt in to the program?For the 2019-2020 school year, the optional insurance may be purchased beginning on the first day of school (August 21st) through the end of October. Students enrolling after this period must be enrolled within the first 10 school days of initially receiving the device (“Enrollment Period”). Information about purchasing the optional insurance will be available through the district website and from teachers. After the Enrollment Period, parents/guardians would need to wait until the subsequent school year to opt in and would therefore be fully financially responsible for damage to the device.
How do I purchase the optional insurance program?
The Optional iPad Insurance for Student iPad can be purchased from the Payment Link on every School's website or from the link below. For the 2019-2020 school year, payments may only be made online.
Click on the image below to pay for the Optional iPad Insurance
Do I have to buy the insurance?
No, insurance is not mandatory. Each family will have the choice to opt in or out annually.
If I don’t select the optional insurance, what is my financial responsibility?
Parents/guardians will be responsible for the full cost of either repair or replacement of devices lost, stolen, or damaged in the possession of their students in accordance with the provisions in Table 1 above. Generally, the minimum cost for repair of a broken screen is approximately $150 and the cost of replacement is approximately $400. However, these amounts will vary depending on circumstances.
Can a parent/guardian arrange for repair of a device on their own?
No. Any repair or maintenance needed on a device must be done by the District.
What does the insurance cover and what does it not cover?
Inclusions (conditions under which the optional insurance fund would pay for repair or replacement, thereby relieving the parent/guardian from financial responsibility for the full cost):
o Accidental damage, including screen breakage, occurring off-school grounds up to one (1) incident per school year LESS a $50 deductible
Exclusions (conditions under which parent/guardian would be financially responsible for the full cost of repair or replacement):
o More than one (1) incident of accidental damage, including screen breakage, occurring off-school grounds in a single school year
o Loss or theft of the device while off-school grounds under any circumstance
o Loss or theft of the device while on-school grounds and device is reasonably assumed to be under the control of the student
o Damage resulting from malicious intent, gross negligence, or student behavior directly contributing to the damage either off or on school grounds
Exclusions (conditions under which the District would be financially responsible for the full cost of repair or replacement):
o Accidental damage occurring on school grounds
o Loss or theft occurring on school grounds while device is reasonably assumed to be in the possession or control of district personnel or locked in a secure location
How will the funds collected for participation in the optional insurance program be accounted for?
All funds collected for optional insurance will be deposited into a special account. Funds in the account will be used to repair or replace damaged, lost, or stolen devices and/or accessories.
How will parent/guardian financial responsibility be applied for costs not covered by optional insurance?
For incidents covered by optional insurance, parents/guardians will be asked to submit payment of the $50 deductible prior to the student receiving a repaired or replaced device.
For incidents not covered by optional insurance, parents/guardians will be invoiced for the full cost of repair or replacement. In the event that invoices are not paid within thirty (30) days, any or all of the following actions may also be taken by the District, until such time as the invoiced amount is paid in full:
· Additional correspondence/contact demanding payment
· Withholding of student grades and/or transcripts
· Referral to a collection agency
In cases where a replacement device is necessary, the District will decide what type of device will be provided as a replacement.